The same flexibility that is inherent in our loan structures is built into our terms and pricing as well. Although we generally adhere to a standard pricing structure,  scenarios that are very well-secured will earn flexible pricing and terms. We do not charge any up-front fees for due diligence or underwriting, nor do we charge any fees for submitting a letter of intent. Our pricing structure is inclusive of all costs that will be incurred from the transaction. We do not charge any prepayment penalties, but may require prepaid interest periods for shorter term scenarios.

 

 

Borrowers will be responsible for paying all closing and transactional costs associated with every transaction. While we do not charge fees for underwriting and processing, we do require borrowers to deposit funds prior to closing with a third party attorney for document preparation and title services. As a nationwide lender we are subject to all federal and state lending and usury laws. The inclusion of an attorney in every transaction is for the protection of both lender and consumer.